Any tool. Any provider. Any country.

Most subscription management tools try to connect to your bank account or email inbox to detect charges automatically. CostLoop takes a different approach - you add subscriptions manually in seconds. That means CostLoop works with any provider, regardless of whether they have an API, an open banking connection, or even a formal billing system. If you pay for it on a recurring basis, you can track it in CostLoop.

Add in seconds

Enter the tool name, cost, and renewal date. That is all it takes. No OAuth flows, no credential sharing, no waiting for a sync to complete.

Works with any currency

Track subscriptions in USD, EUR, GBP, NOK, or any other currency. Useful for international teams with vendors across multiple regions.

Your data stays yours

Because CostLoop never connects to external accounts, your financial data never leaves your control. No third-party read access to your bank or inbox.

Every category of software your business uses

Not sure what to track? Here are the most common categories of recurring software costs that small businesses and freelancers add to CostLoop.

Design tools

Dev tools & infrastructure

Communication

Marketing

Project management

Finance & accounting

Storage & productivity

HR & admin

Anything else

Domain registrars, hosting providers, niche industry tools, local software vendors - if it bills you on a schedule, you can track it in CostLoop.

Why no auto-sync?

Privacy comes first

Auto-sync tools require read access to your bank account, email inbox, or payment provider. That means sharing credentials or granting OAuth permissions to a third party. CostLoop believes your financial data should stay under your control - full stop.

No credentials to share

You should never need to give a subscription tracker your bank login or card details. Manual entry removes that risk entirely. Your payment accounts remain private and CostLoop never touches them.

Works even without APIs

Many tools - especially niche, regional, or older software - have no open banking connection and no public API. CostLoop works with all of them equally because it does not depend on any external data connection.

Future-proof by design

APIs change, banks update their open banking policies, and OAuth scopes get revised. CostLoop's manual approach means it will never break because a third-party provider changed something. It works today and it will work years from now.

Start tracking any subscription in under a minute

CostLoop is free to start. No bank connection, no setup, no credit card required. Add your first subscription and get a renewal reminder before it surprises you.

Get started free See all features